Apartment Blocks Insurance
Do you own, manage or are resident in a block of flats or residential apartment block?
If so you’ll need specialist insurance as regular buildings insurance policies will not always provide the level of cover required to ensure complete protection.
Maher & Richardson Ltd have over 50 years of experience in providing insurance solutions for Apartment Block developments, nationwide. Talk to us to get the best advice in relation to your apartment building insurance cover. Call Barry on (01) 2804626/7 or email him using our contact form
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What is covered in our Apartment Blocks Insurance Policy?
The policies we provide to Landlords and Managing Agents for Apartment Block developments cover a wide spectrum of insurable circumstances including Property Damage “All Risks” cover, including the following additional benefits:
- Accidental Damage cover for Buildings
- Malicious Damage caused by tenants or others
- Public Liability / Property Owner’s Liability cover up to a limit of €6,500,000
- Employer’s Liability cover for property repairs or other services
- Loss of Rent / Alternative Accommodation (up to 20% – 25% of the Building sum insured)
- Professional Fees
- Debris Removal
- Trace & Access cover
- Fire Brigade Charges
- Landscaped Gardens
- Replacement of Locks
- Loss of Metered Water
- Damage by Emergency Services
- Interested Parties noted (Bank / Receiver / Local Authority / NAMA etc.)
- Waiver of Subrogation Rights (where required)
- Non-Invalidation Clause (where required)
- Terrorism Extension (where required)