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Excess Liability Insurance

 

For any business that could be considered as being at increased risk of paying substantial damages or being regularly subject to litigation, will benefit from the purchase of Excess Liability Insurance. This type of policy provides a top up to primary (base layer) liability policies, or other underlying excess layers. Where an ordinary insurance policy won’t grant you sufficient cover to meet the potential liability you could be exposed to, you need the additional benefit provided by excess liability insurance.

If you feel your business may be included in a category where Excess Liability could apply, talk to Maher & Richardson and get the best advice. Call Barry on (01) 2804626/7 or email him using our contact form.

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Excess Liability Insurance

For any business that could be considered as being at increased risk of paying substantial damages or being regularly subject to litigation, will benefit from the purchase of Excess Liability Insurance. This type of policy provides a top up to primary (base layer) liability policies, or other underlying excess layers. Where an ordinary insurance policy won’t grant you sufficient cover to meet the potential liability you could be exposed to, you need the additional benefit provided by excess liability insurance.

Some examples of business types that would be strong candidates for requiring this type of insurance cover include:
  • Hospitals and clinics
  • Engineering and construction companies
  • Software developers
  • IT infrastructure services
  • Communications services
  • Sports clubs
  • Event venues
  • Airlines
  • Passenger transport services
  • Freight services
  • Airports, Sea Ports, and Railway Stations
  • Shopping centres and other large public spaces

This is by no means an exhaustive list, but those on it are a good indication of business types that are likely to sustain multiple litigations and potentially large volumes of high-level damage awards.

If you feel your business may be included in a category where Excess Liability could apply, talk to Maher & Richardson and get the best advice. Call Barry on (01) 2804626/7 or email him using our contact form.

SUBMIT AN ENQUIRY

2 + 12 =

Some examples of business types that would be strong candidates for requiring this type of insurance cover include:
  • Hospitals and clinics
  • Engineering and construction companies
  • Software developers
  • IT infrastructure services
  • Communications services
  • Sports clubs
  • Event venues
  • Airlines
  • Passenger transport services
  • Freight services
  • Airports, Sea Ports, and Railway Stations
  • Shopping centres and other large public spaces

This is by no means an exhaustive list, but those on it are a good indication of business types that are likely to sustain multiple litigations and potentially large volumes of high-level damage awards.

Find out more about our Excess Liability Cover. Talk to us now at Maher & Richardson.