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Personal Pension Plan

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Personal Pensions Plan

A Personal Pension is a personally owned pension, held in your name. Unlike a company pension plan, where your employer may make contributions to your pension, only you can make contributions to a personal pension.

A Personal Pension is suitable for anyone saving for their retirement. It is mainly suited to those who are self-employed, or whose employer does not offer a pension scheme.

Talk to us now and get the right pension advice for you. Call Stephen on (01) 2804626 or email stephen.maher@maherrichardson.ie

 

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Personal Pensions Plan

A Personal Pension is a personally owned pension, held in your name. Unlike a company pension plan, where your employer may make contributions to your pension, only you can make contributions to a personal pension.

A Personal Pension is suitable for anyone saving for their retirement. It is mainly suited to those who are self-employed, or whose employer does not offer a pension scheme.

 

How much should I contribute?
  • It’s one of the most common questions people ask. While there’s no minimum amount, the maximum amount you can contribute and claim tax relief on depends on your age.

Age                              Max Contribution                              
29 or Younger            15% of Net Relevant Earnings
30-39                            20%
40-49                            25%
50-54                            35%
50-59                            40%*
60+

These are percentages of your earnings up to €115,000 (in 2015). If you’re a professional athlete, your limit will be 30% of earnings, regardless of your age.The information contained herein is based on our understanding of current Revenue practice as at January 2017 and may change in the future.Talk to us now and get the right pension advice for you. Call Stephen on 01/2804626 or email stephen.maher@maherrichardson.ie

Talk to us now and get the right pension advice for you. Call Stephen on (01) 2804626 or email stephen.maher@maherrichardson.ie

SUBMIT AN ENQUIRY

6 + 13 =

How much should I contribute?
  • It’s one of the most common questions people ask. While there’s no minimum amount, the maximum amount you can contribute and claim tax relief on depends on your age.

Age                                          Maximum Contribution by Age
29 or Younger                        15% of Net Relevant Earnings
30-39                                        20%
40-49                                        25%
50-54                                        30%
50-59                                        35%
60+                                           40%*

These are percentages of your earnings up to €115,000 (in 2017). If you’re a professional athlete, your limit will be 30% of earnings, regardless of your age.The information contained herein is based on our understanding of current Revenue practice as at January 2017 and may change in the future.Talk to us now and get the right pension advice for you. Call Stephen on 01/2804626 or email stephen.maher@maherrichardson.ie

Personal Retirement Savings Account

Company Pension Schemes

Personal Retirement Bonds

Return To Pre-Retirement Planning

Talk to us now and get the right pension advice for you.